In the event of an accident, theft or damage, the customer must always file a police report and notify us as soon as possible. The customer is liable up to the excess of the chosen package (section 03): €1,500 with Basic cover, €0 with Premium cover. Theft and vandalism are covered like any other damage; full liability applies if the vehicle was left unlocked, the keys were left in or near the vehicle, or the keys are lost.
The customer is liable in full, regardless of package, for damage caused by gross negligence or wilful conduct, driving under the influence of alcohol or drugs, ignoring vehicle warning lights, using the wrong fuel, driving off public roads, or letting an unauthorised person drive.
Damage to tyres and wheels, the underbody and the interior, as well as a lost key or lock-out, is not covered by either package and is charged at cost. Windscreen and glass damage counts towards the excess with Basic cover and is free of charge with Premium cover, unless caused by negligence.
Recovery and towing costs — for example when the vehicle has left the road or is stuck in snow, a flat battery, a lock-out, wrong fuel or running out of fuel — are charged to the customer at cost regardless of the cover chosen, unless caused by a mechanical fault of the vehicle. Any damage found after recovery is handled under this section.